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Business Checking
Choose the checking account that fits the way your business operates. Whether you need a no-fee option or an account built for higher activity, we offer simple tools to keep your business moving.
Free Business Checking
A straightforward checking option with no monthly fees and plenty of room for everyday transactions—ideal for small businesses that want simple, affordable banking.
Features
- Minimum deposit to open: $50.00.
- Non-interest bearing.
- No minimum balance required.
- Monthly Maintenance Charge:
- No monthly maintenance fees on the first 250 items per statement cycle. (See below for items).
- Per Item Fee: A Per item fee of $0.25 will be charged for each item in excess of 250 times during a statement cycle. Items Include:
- Checks paid
- Deposit tickets
- Checks deposited
- ACH Debits & Credits
- Cash Withdrawal
- POS/ATM
- Other fees that may apply are (see fee schedule for cost):
- Negative Balance Fee
- Returned Deposit Items
- Overdraft Charges
- Insufficient Funds Charge
- Stop Payment Charge
- Wire Transfers
- Check Printing
- Account Reconciliation
- Closing of account within 90 days
- Overdraft Sweep Account
- MasterCard® Debit Card.
- Free Coin sorting, Deposit Bag, 24 hour depository, monthly statements.
Regular Business Checking
A checking account designed for businesses with higher transaction volumes, offering added features and flexibility to support your daily operations.
Features
- Minimum deposit to open $100.00.
- Monthly Maintenance Charge:
- $10.00 service fee will be imposed every statement cycle unless you maintain a balance of $500.00.
- Per Check Charge:
- $.20 will be charged for each check in excess of 10 checks during the statement cycle. This fee will apply if minimum daily balance is not maintained during a statement cycle.
- Check Printing Fee:
- Depends on style of check ordered
- MasterCard Debit Card.
- Ask any Relationship Specialist for details.
Checking Account Comparison
Type of Account
Min. Opening Balance
Min. Balance
Earns Interest?
Account Perks
Monthly Service Fee
Free Business Checking
$50.00
None
No
Master Card Debit Card, free coin sorting, deposit bag, online banking, telephone banking
$0.25 fee per each item over 250 per statement cycle
Regular Business Checking
$100.00
$500.00 daily balance or $1500.00 minimum average daily balance
No
Master Card Debit Card, online banking, telephone banking, $0.20 fee per check in excess of 10 checks during the statement cycle if minimum balance not maintained.
$10.00 + $0.20 per check over 10
Community Focused,
Customer Driven
