Rates

Rates for all our products

Select any table to be navigated to the appropriate account page.

Now Checking Rate

Now Checking Rates
Description APY* Interest Rate
Monthly compounding $750.00 minimum to open 0.02% 0.02%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Super Now Checking

Super Now Checking Rates
Description APY* Interest Rate
Monthly compounding, $2,500.00 minimum to open
Up to $2,499.99 0.02% 0.02%
$2,500 and above 0.03% 0.03%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Statement Savings

Statement Savings Rates
Description APY* Interest Rate
Semi-annually compounding
May 31st & Nov 30th
$50 minimum to open
$10 minimum to open (youth)
0.02% 0.02%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Health Savings Accounts

Health Savings Account Rates
Description APY* Interest Rate
Monthly compounding
No minimum to open
0.02% 0.02%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Money Market Savings

Money Market Savings Rates
Description APY* Interest Rate
Monthly compounding
Minimum deposit of $2,500 required to open
Up to $2,499.99 0.02% 0.02%
$2,500.00 - $24,999.00 0.04% 0.04%
$25,000.00 - $49,999.99 0.05% 0.05%
$50,000.00 and above 0.07% 0.07%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Community Advantage Money Market Savings

Community Advantage Money Market Savings Rates
Description APY* Interest Rate
Monthly compounding
$5,000.00 minimum to open
Up to $4,999.99 0.04% 0.04%
$5,000.00 - $24,999.99 0.05% 0.05%
$25,000.00 - $49,999.99 0.07% 0.07%
$50,000.00 and above 0.12% 0.12%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Christmas Club

Christmas Club Rates
Description APY* Interest Rate
$1.00 minimum to open 0.02% 0.02%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Club Account

Club Account Rates
Description APY* Interest Rate
$1.00 minimum to open 0.02% 0.02%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

Certificates of Deposit

Certificates of Deposit Rates
Description APY* Interest Rate
Semiannually compounding.
Substantial penalty for early withdrawal.
$1,000.00 minimum to open
182 Day 0.05% 0.05%
7 Month 3.84% 3.80%
12 Month 0.10% 0.10%
13 Month 3.33% 3.30%
18 Month 1.00% 1.00%
24 Month
One time bump option per 24 month period
0.20% 0.20%
25 Month N/A N/A
30 Month 0.25% 0.25%
48 Month 0.40% 0.40%

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

IRAs

IRA Rates
Description APY* Interest Rate
Quarterly Compounding
Substantial penalty for early withdrawal
Minimum of $1,000 to open
12 Month 0.25% 0.25%
30 Month 0.50% 0.50%
48 Month 0.60% 0.60%

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield

IRA Statement Savings

IRA Statement Savings Rates
Description APY* Interest Rate
Quarterly compounding
$50.00 minimum to open
0.02% 0.02%

These are variable rate products. The rate may change after account is opened. Applicable fees may reduce earnings.

Rates are current as of December 6, 2024.

*APY = Annual Percentage Yield